The True Cost of a Spinal Cord Injury Is Enormous — We Fight for All of It
The lifetime cost of care for a severe spinal cord injury can exceed several million dollars. Surgeries, hospitalization, adaptive equipment, home modifications, personal care assistants, and lost earning potential all add up to a figure that insurance companies are strongly motivated to minimize.
George Oginni works with life care planners and medical economists to calculate the true, full cost of living with a spinal cord injury. That figure — not the insurer's opening offer — is what we fight for.
Common Causes of Spinal Cord Injuries
High-impact crashes — especially involving trucks or high speeds — are the leading cause of SCI.
Construction falls, ladder accidents, and falls from elevated surfaces at worksites.
Gunshot wounds and physical assaults — where third-party negligence (security failures) may create civil liability.
Diving into shallow water, high-impact sports injuries, and negligent facility management.
Surgical errors during spinal or orthopedic procedures that result in paralysis or nerve damage.
Hard-surface falls causing vertebral fractures and spinal compression injuries.
Types of Spinal Cord Injuries
A complete spinal cord injury results in total loss of motor and sensory function below the injury level — paraplegia or quadriplegia. An incomplete SCI involves partial function loss, which can still cause life-altering disability requiring extensive care and support.
Both complete and incomplete SCIs may justify multi-million dollar claims when lifetime care costs, lost earnings, and quality-of-life losses are properly calculated.
What Damages Can You Recover?
- Trauma surgery and hospitalization
- Spinal rehabilitation (often years)
- Wheelchairs, adaptive equipment
- Home and vehicle modification
- Lifetime personal care assistance
- Full lost career earnings
- Severe and chronic pain
- Loss of physical independence
- Psychological trauma and depression
- Loss of consortium and relationships
- Loss of enjoyment of life
- Permanent disability